If you own a golf cart, whether for getting around your neighborhood, cruising through your community, or using it on private property, proper insurance is more than just a smart idea. In many areas, it’s legally required, especially if you’re driving on public roads or within golf cart-approved zones. But not all golf cart insurance policies are created equal. What kind of protection are you actually getting for what you pay?
Basic policies may offer minimal protection, but what happens if you’re involved in an accident, your cart is stolen, or someone gets injured while it’s in use? It’s important to understand how your policy covers issues like property damage, bodily injury liability, collision repair, theft, and even uninsured motorist coverage.
At Horn Family Insurance in Naples, Florida, we help you navigate your options to find the right golf cart insurance policy for your needs. Whether you’re looking for affordable basic coverage or a comprehensive policy with higher liability limits, our team will work with you to ensure you’re protected without overpaying. If you’re not sure whether your current coverage is sufficient, or if you even have the right type of policy for your golf cart, we’re happy to review it and suggest newer or better options that fit your lifestyle.
Give us a call today to explore your golf cart insurance options. You can count on us to find the right fit for your ride and peace of mind.
