Watercraft Insurance

large boat on a trailerWhether you fish the back waters or cruise to the Bahamas, Mike Horn Family Insurance has the right coverage for your vessel. Talk to one of our licensed agents about a policy to protect your family and your boat.Hull & Motors Coverage:Can provide for repairs and/or replacement in the event the boat or motors are damaged in a covered loss.
Accessories:Don’t forget all the fishing gear and equipment you have on your boat. If items on your boat are not permanently attached they may not be covered under the basic policy. This coverage may provide for the replacement of stolen or damaged accessories on your boat.

Trailer: Although your vehicle policy may extend liability coverage to your trailer and boat in tow, it does not extend physical damage coverage. This coverage amount may pay for damage to your trailer.

Watercraft Liability: This coverage may provide protection in the event that you are held legally responsible for a boating accident or mishap that includes injury to others or damage to other boats and property.

Medical Coverage: This coverage may pay medical expenses up to certain limits for non-household residents.

Towing Coverage: May pay varying amounts depending on policy.


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